Make sure your home is insured, council tenants warned

A spokeswoman for 2010 Rotherham said many residents believe that landlords automatically cover them and will pay out on their behalf.

She added: “This is not the case. As the management agency, 2010 is only responsible for ensuring that the home is structurally sound and renewing items such as kitchen and bathroom units.

“Neither 2010 nor Rotherham Borough Council, as the landlord, is responsible for replacing furniture, TV, clothing, carpets, wallpaper and other decorations and electrical goods.

“Incidents such as burst water pipes can cause misery so tenants would be wise to ensure your belongings are protected.

“During the recent cold spell, homes across the country experienced the inconvenience of frozen water pipes.

“Once these pipes thaw, there is a real risk that the pipes may burst, causing hundreds, if not thousands, of pounds of damage to carpets, wallpaper and furniture.”

The council has teamed up with Aon Insurance to provide a home contents insurance scheme. For more information, call 0300 100 2010 or pick up an information pack from any Neighbourhood Office or Customer Service Centre.

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